Mercury vs Razorpay: Which is Better in 2026?
We've compared 2 tools across pricing, features, ratings, and reviews to help you make an informed decision. No paid placements — just facts.
Compare different tools →| Feature | Mercury FinTech | Razorpay FinTech |
|---|---|---|
| Rating | 4.8(146) | 3.9(14) |
| Starting Price | Free | 2% per transaction |
| Pricing Model | Freemium | Pay per transaction |
| Free Plan | ||
| Free Trial | ||
| API Available | ||
| Verified | Verified | |
| Founded | 2019 | 2014 |
| HQ | San Francisco, CA | Bangalore, India |
| Team Size | 201-500 | 500+ |
| Platforms | WebiOSAndroid | WebiOSAndroid |
| Top Integrations | QuickBooksXeroStripeBrex+2 more | ShopifyWooCommerceMagentoWordPress+2 more |
| Description | Mercury is the banking solution built for startups and tech companies. Open an account in minutes with $0 fees, up to $5M FDIC coverage through partner banks, and powerful API access — used by 100,000+ startups including Andreessen Horowitz portfolio companies. | Razorpay is a payment gateway solution for Indian businesses that enables them to accept, process, and disburse payments via multiple methods including credit cards, debit cards, net banking, UPI, and popular wallets. It offers a developer-friendly API, robust dashboard, and a suite of products for payments, banking, lending, and payroll. |