⚖️Side-by-Side Comparison
Razorpay vs Wise: Which is Better in 2026?
We've compared 2 tools across pricing, features, ratings, and reviews to help you make an informed decision. No paid placements — just facts.
Compare different tools →| Feature | Razorpay FinTech | Wise FinTech |
|---|---|---|
| Rating | 3.9(14) | 4.7(49) |
| Starting Price | 2% per transaction | 0.43%+ per transfer |
| Pricing Model | Pay per transaction | Pay-As-You-Go |
| Free Plan | ||
| Free Trial | ||
| API Available | ||
| Verified | Verified | |
| Founded | 2014 | 2011 |
| HQ | Bangalore, India | London, UK |
| Team Size | 500+ | 1000+ |
| Platforms | WebiOSAndroid | WebiOSAndroid |
| Top Integrations | ShopifyWooCommerceMagentoWordPress+2 more | QuickBooksXeroFreshBooks |
| Description | Razorpay is a payment gateway solution for Indian businesses that enables them to accept, process, and disburse payments via multiple methods including credit cards, debit cards, net banking, UPI, and popular wallets. It offers a developer-friendly API, robust dashboard, and a suite of products for payments, banking, lending, and payroll. | Wise (formerly TransferWise) is the international account that makes managing money in different currencies easy and cheap. With 16 million+ customers transferring £9 billion+ per month, Wise is reinventing global finance. |